Payroll · Updated November 6, 2026
Paycheck calculators by state for 2026
Pick your state to see 2026 take-home pay from a salary, an hourly rate or one paycheck. Each calculator uses the IRS percentage method for federal withholding and the state’s own 2026 withholding formula, tested against that state’s published examples, plus local taxes and state payroll deductions where they apply.
35 states so far. Every calculator shows federal income tax, Social Security (6.2% up to $184,500 of wages for 2026) and Medicare (1.45%, plus 0.9% over $200,000), then whatever your state adds.
States with no income tax on wages
Only federal income tax, Social Security and Medicare come out, plus a state payroll deduction in Washington and Alaska.
- Texas paycheck calculatorNo state income tax on wages
- Florida paycheck calculatorNo state income tax on wages
- Nevada paycheck calculatorNo state income tax on wages
- Tennessee paycheck calculatorNo state income tax on wages
- Washington paycheck calculatorNo income tax; WA Cares, Paid Family and Medical Leave
- Alaska paycheck calculatorNo income tax; Alaska unemployment insurance
- South Dakota paycheck calculatorNo state income tax on wages
- Wyoming paycheck calculatorNo state income tax on wages
- New Hampshire paycheck calculatorNo state income tax on wages
Flat-rate states
One state rate on wages after the state’s deductions or allowances. Several add city or county tax.
- Arizona paycheck calculatorYour Form A-4 rate: 0.5% to 3.5% (2.0% default)
- Colorado paycheck calculator4.4% flat; FAMLI paid leave
- Georgia paycheck calculator4.99% flat
- Illinois paycheck calculator4.95% flat; no local income tax
- Indiana paycheck calculator2.95% flat (2.90% from 2027), plus local tax
- Iowa paycheck calculator3.8% flat
- Kentucky paycheck calculator3.5% flat, plus local tax
- Louisiana paycheck calculator3.09% withholding (3% tax rate)
- Massachusetts paycheck calculator5%, 9% over $1,107,750; Paid Family and Medical Leave
- Michigan paycheck calculator4.25% flat, plus local tax
- North Carolina paycheck calculator4.09% withholding (3.99% tax rate)
- Pennsylvania paycheck calculator3.07% flat, no deductions, plus local tax; PA unemployment
- Utah paycheck calculator4.45% flat, less an allowance
Graduated-rate states
Rates rise with income, using each state’s own withholding formula and certificate.
- Alabama paycheck calculator2% to 5%, plus local tax
- California paycheck calculator1.1% to 14.63% withholding rates; CA SDI
- Maryland paycheck calculator4.75% to 6.5% withholding rates, plus local tax
- Minnesota paycheck calculator5.35% to 9.85%; Minnesota Paid Leave
- Missouri paycheck calculator0% to 4.7%, plus local tax
- New Jersey paycheck calculator1.5% to 11.8% withholding rates; NJ unemployment and workforce, NJ disability insurance, NJ family leave insurance
- New York paycheck calculator3.9% to 10.9%, plus New York City or Yonkers; Paid Family Leave, SDI
- Ohio paycheck calculator1.6% to 3.4% withholding rates (2.75% tax rate), plus local tax
- Oklahoma paycheck calculator0% to 4.5%
- Oregon paycheck calculator4.75% to 9.9%; Oregon statewide transit tax, Paid Leave Oregon
- South Carolina paycheck calculator0% to 6% withholding rates
- Virginia paycheck calculator2% to 5.75%
- Wisconsin paycheck calculator3.54% to 7.65% withholding rates
Owe at tax time, or getting too much back?
We prepare federal and state returns and can tell you how to set your W-4 and your state’s withholding form so next year comes out closer. Remotely, by phone or video, or at our Naperville office.
Tax preparation serviceRelated
- State income tax rates by state
- States with no income tax
- What is FICA tax?
- Self-employment tax calculator
- Federal tax brackets for 2026 and 2027
USTAXX prepares tax returns and offers tax planning. We are not a CPA firm and do not represent clients before the IRS. These calculators are estimates, not tax advice for your situation.