Oklahoma payroll · Updated November 6, 2026

Oklahoma paycheck calculator for 2026

See what comes out of an Oklahoma paycheck: federal income tax, Social Security, Medicare and Oklahoma income tax at the new 2026 rates, with a top rate of 4.5%. Enter a salary, an hourly rate or one paycheck.

Calculate my take-home pay

Calculate your Oklahoma take-home pay

How you are paid

Annual salary$

Pay frequencyFiling status (W-4)

W-4 Step 2 box checkedTwo jobs, or both spouses work

W-4 Step 3 creditsDollar amount for the year$401(k) or 403(b)Pre-tax, per paycheck$Health, dental, FSAPre-tax, per paycheck$

OK-W-4 allowances (line 5)0 if you never filed an OK-W-4

Take-home pay per paycheck

$1,855.07

$48,232 a year

	Paycheck	Year
Gross pay	$2,307.69	$60,000
Federal income tax	-$193.08	-$5,020
Social Security (6.2%)	-$143.08	-$3,720
Medicare (1.45%)	-$33.46	-$870
Oklahoma income tax	-$83.00	-$2,158
Take-home pay	$1,855.07	$48,232

2026 estimate for one paycheck, using the IRS percentage method and Oklahoma’s withholding formula. Your employer's payroll may differ by a few cents to a few dollars. Not tax advice.

What comes out of a Oklahoma paycheck

2026. Federal from IRS Publication 15-T; Social Security and Medicare from IRS Topic 751. Oklahoma: Packet OW-2, 2026 withholding tables.
Deduction	Rate	Applies to
Federal income tax	10% to 37%	Wages after the W-4 standard amount, by filing status
Social Security	6.2%	Wages up to $184,500 for 2026
Medicare	1.45%, plus 0.9% over $200,000	All wages, no cap
Oklahoma income tax	0% to 4.5%	Wages minus $1,000 per OK-W-4 allowance; nothing on the first $10,100 ($20,200 married)

Example: $60,000 a year, paid every two weeks

Single filer, Form W-4 with no adjustments, one OK-W-4 allowance, no pre-tax deductions, 2026.
Line	Per paycheck	Year
Gross pay ($60,000 ÷ 26)	$2,307.69	$60,000
Federal income tax	−$193.08	−$5,020
Social Security (6.2%)	−$143.08	−$3,720
Medicare (1.45%)	−$33.46	−$870
Oklahoma income tax	−$83.00	−$2,158
Take-home pay	$1,855.07	$48,232

How Oklahoma withholding works

House Bill 2764 cut Oklahoma’s top rate from 4.75% to 4.5% for 2026 and set new brackets: 0% on the first $3,750 of taxable income ($7,500 joint), then 2.5%, 3.5% and 4.5%. With the standard deduction built in, withholding starts above $10,100 a year for single filers and $20,200 for married filers, after $1,000 for each allowance on Form OK-W-4, and is rounded to the nearest dollar. The law allows further 0.25-point cuts when revenue tests are met, with the first review in December 2026.

Without an OK-W-4, employers withhold as single with no allowances. Oklahoma unemployment tax does not come out of paychecks.

Minimum wage in Oklahoma

Oklahoma’s minimum wage is $7.25 an hour.

Your federal withholding and Form W-4

Federal withholding is separate from the state’s and depends on your Form W-4: your filing status, the Step 2 box if you have two jobs or both spouses work, and the Step 3 amount for children and other dependents. Pre-tax 401(k), 403(b) and cafeteria-plan health premiums come out before income tax is figured. If you are paid on a 1099 instead of a W-2, nothing is withheld; use the self-employment tax calculator and plan for estimated payments.

Questions

How much is taken out of a $60,000 paycheck in Oklahoma?

For a single person paid every two weeks with no W-4 adjustments, one OK-W-4 allowance, about $193.08 federal income tax, $143.08 Social Security, $33.46 Medicare and $83.00 Oklahoma income tax come out of each $2,307.69 paycheck, leaving about $1,855.07.

What is the Oklahoma income tax rate for 2026?

Up to 4.5%, down from 4.75%, with 0% on the first $3,750 of taxable income for single filers.

Why is my paycheck different from this calculator?

Payroll systems round differently, and paychecks can include things this calculator leaves out: overtime, bonuses withheld at the flat supplemental rate, after-tax deductions, extra withholding on your W-4, or W-4 Step 4 adjustments.

Owe at tax time, or getting too much back?

We prepare federal returns for clients in every state and can tell you how to set your W-4 so next year comes out closer. We work remotely through a secure portal, by phone or video.

Tax preparation service

Where these rules come from

USTAXX prepares tax returns and offers tax planning. We are not a CPA firm and do not represent clients before the IRS. This page is general information, not tax advice for your situation.