Maryland payroll · Updated November 6, 2026

Maryland paycheck calculator for 2026

See what comes out of a Maryland paycheck: federal income tax, Social Security, Medicare, Maryland state tax withheld at 4.75% and up, and the local income tax for your county or Baltimore City. Enter a salary, an hourly rate or one paycheck.

Calculate my take-home pay

Calculate your Maryland take-home pay

How you are paid

Annual salary$

Pay frequencyFiling status (W-4)

W-4 Step 2 box checkedTwo jobs, or both spouses work

W-4 Step 3 creditsDollar amount for the year$401(k) or 403(b)Pre-tax, per paycheck$Health, dental, FSAPre-tax, per paycheck$

MW507 exemptions (line 1)You, your spouse and dependents

County of residenceUses the withholding table closest to, but not below, the county rate

Take-home pay per paycheck

$1,774.79

$46,145 a year

	Paycheck	Year
Gross pay	$2,307.69	$60,000
Federal income tax	-$193.08	-$5,020
Social Security (6.2%)	-$143.08	-$3,720
Medicare (1.45%)	-$33.46	-$870
Maryland state income tax	-$97.56	-$2,537
County income tax	-$65.72	-$1,709
Take-home pay	$1,774.79	$46,145

2026 estimate for one paycheck, using the IRS percentage method and Maryland’s withholding formula. Your employer's payroll may differ by a few cents to a few dollars. Not tax advice.

What comes out of a Maryland paycheck

2026. Federal from IRS Publication 15-T; Social Security and Medicare from IRS Topic 751. Maryland: Employer Withholding Guide and Withholding Tax Facts, 2026.
Deduction	Rate	Applies to
Federal income tax	10% to 37%	Wages after the W-4 standard amount, by filing status
Social Security	6.2%	Wages up to $184,500 for 2026
Medicare	1.45%, plus 0.9% over $200,000	All wages, no cap
Maryland state income tax	4.75% to 6.5% withholding rates	Wages minus the $3,400 standard deduction and $3,200 per MW507 exemption
County income tax	2.25% to 3.30% by county	The same taxable wages, by county of residence

Example: $60,000 a year, paid every two weeks

Single filer, Form W-4 with no adjustments, one MW507 exemption, in a 3.20% county, no pre-tax deductions, 2026.
Line	Per paycheck	Year
Gross pay ($60,000 ÷ 26)	$2,307.69	$60,000
Federal income tax	−$193.08	−$5,020
Social Security (6.2%)	−$143.08	−$3,720
Medicare (1.45%)	−$33.46	−$870
Maryland state income tax	−$97.56	−$2,537
County income tax	−$65.72	−$1,709
Take-home pay	$1,774.79	$46,145

How Maryland withholding works

Maryland’s 2026 withholding guide subtracts a flat $3,400 standard deduction and $3,200 for each exemption on Form MW507, then applies one rate that combines the state rate and your county’s local rate. The state part is never less than 4.75% for withholding and rises to 5% above $100,000 of taxable wages for single filers ($150,000 joint), then in steps to 6.25% above $500,000 ($600,000) and 6.5% above $1 million ($1.2 million), the new top brackets added in 2025.

Your exemptions are worth less at higher incomes on your return: for single filers the $3,200 exemption drops to $1,600 above $100,000 of income, $800 above $125,000 and nothing above $150,000, so employees in that range should claim fewer. Maryland also added a 2% tax on net capital gains for incomes above $350,000. Maryland’s paid family and medical leave program is postponed; employee contributions start in January 2027, not 2026.

Maryland county income tax

Every Maryland county and Baltimore City levies a local income tax, withheld on the same taxable wages, from 2.25% in Worcester to 3.30% in Dorchester and Kent. Employers use the withholding table closest to your county’s rate without going below it. Anne Arundel and Frederick have tiered rates; enter your effective rate for them. Nonresidents who work in Maryland have an extra 2.25% withheld instead of a county rate.

Minimum wage in Maryland

Maryland’s minimum wage is $15.00 an hour. From July 1, 2026, Montgomery County’s is $18.00 for employers with 51 or more workers, Howard County’s $16.00 and Prince George’s $15.30.

Your federal withholding and Form W-4

Federal withholding is separate from the state’s and depends on your Form W-4: your filing status, the Step 2 box if you have two jobs or both spouses work, and the Step 3 amount for children and other dependents. Pre-tax 401(k), 403(b) and cafeteria-plan health premiums come out before income tax is figured. If you are paid on a 1099 instead of a W-2, nothing is withheld; use the self-employment tax calculator and plan for estimated payments.

Questions

How much is taken out of a $60,000 paycheck in Maryland?

For a single person paid every two weeks with no W-4 adjustments, one MW507 exemption, in a 3.20% county, about $193.08 federal income tax, $143.08 Social Security, $33.46 Medicare and $97.56 Maryland income tax, plus $65.72 County income tax come out of each $2,307.69 paycheck, leaving about $1,774.79.

What is Maryland’s income tax rate for 2026?

State rates on the return start at 2%, but withholding never uses less than 4.75%, rising to 6.5% above $1 million single or $1.2 million joint. County tax of 2.25% to 3.30% is added on top.

What is the Montgomery County income tax rate?

3.20% for 2026, the same as Baltimore City, Baltimore County, Prince George’s and Howard.

Does Maryland have paid family leave deductions in 2026?

No. Employee contributions to Maryland’s FAMLI program are scheduled to start in January 2027, at 0.45% of wages.

Why is my paycheck different from this calculator?

Payroll systems round differently, and paychecks can include things this calculator leaves out: overtime, bonuses withheld at the flat supplemental rate, after-tax deductions, extra withholding on your W-4, or W-4 Step 4 adjustments.

Owe at tax time, or getting too much back?

We prepare federal returns for clients in every state and can tell you how to set your W-4 so next year comes out closer. We work remotely through a secure portal, by phone or video.

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Where these rules come from

USTAXX prepares tax returns and offers tax planning. We are not a CPA firm and do not represent clients before the IRS. This page is general information, not tax advice for your situation.