Arizona payroll · Updated November 6, 2026
Arizona paycheck calculator for 2026
Arizona withholding works differently from most states: you choose a flat percentage of your pay on Form A-4, from 0.5% to 3.5%, and your employer withholds exactly that. Without an A-4, it is 2.0%. Enter your pay and pick your rate to see your take-home pay.
Calculate my take-home payCalculate your Arizona take-home pay
Take-home pay per paycheck
$1,891.92
$49,190 a year
| Paycheck | Year | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | -$193.08 | -$5,020 |
| Social Security (6.2%) | -$143.08 | -$3,720 |
| Medicare (1.45%) | -$33.46 | -$870 |
| Arizona income tax withholding | -$46.15 | -$1,200 |
| Take-home pay | $1,891.92 | $49,190 |
2026 estimate for one paycheck, using the IRS percentage method and Arizona’s withholding formula. Arizona withholds your chosen Form A-4 percentage of taxable wages. Your employer's payroll may differ by a few cents to a few dollars. Not tax advice.
What comes out of a Arizona paycheck
| Deduction | Rate | Applies to |
|---|---|---|
| Federal income tax | 10% to 37% | Wages after the W-4 standard amount, by filing status |
| Social Security | 6.2% | Wages up to $184,500 for 2026 |
| Medicare | 1.45%, plus 0.9% over $200,000 | All wages, no cap |
| Arizona income tax withholding | Your Form A-4 rate: 0.5% to 3.5% (2.0% default) | Gross taxable wages, generally W-2 box 1 wages |
Example: $60,000 a year, paid every two weeks
| Line | Per paycheck | Year |
|---|---|---|
| Gross pay ($60,000 ÷ 26) | $2,307.69 | $60,000 |
| Federal income tax | −$193.08 | −$5,020 |
| Social Security (6.2%) | −$143.08 | −$3,720 |
| Medicare (1.45%) | −$33.46 | −$870 |
| Arizona income tax withholding | −$46.15 | −$1,200 |
| Take-home pay | $1,891.92 | $49,190 |
Choosing your Arizona withholding rate
Arizona’s income tax is a flat 2.5% of Arizona taxable income for 2023 and later years, but withholding does not try to match it exactly. On Form A-4 you choose 0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0% or 3.5% of your gross taxable wages, and you can add a fixed extra amount per paycheck. If you never file an A-4, your employer must withhold 2.0%.
You can also elect zero withholding if you expect to owe no Arizona tax, but that election has to be renewed by February 15 each year or your employer goes back to 2.0%.
The tax on your return is figured on income after deductions, so the right withholding rate depends on your situation. If you owed Arizona tax at filing time, pick a higher rate or add an extra amount; if you got a large refund, pick a lower one.
Your federal withholding and Form W-4
Federal withholding is separate from the state’s and depends on your Form W-4: your filing status, the Step 2 box if you have two jobs or both spouses work, and the Step 3 amount for children and other dependents. Pre-tax 401(k), 403(b) and cafeteria-plan health premiums come out before income tax is figured. If you are paid on a 1099 instead of a W-2, nothing is withheld; use the self-employment tax calculator and plan for estimated payments.
Questions
How much is taken out of a $60,000 paycheck in Arizona?
For a single person paid every two weeks with no W-4 adjustments, the default 2.0% Arizona rate, about $193.08 federal income tax, $143.08 Social Security, $33.46 Medicare and $46.15 Arizona income tax come out of each $2,307.69 paycheck, leaving about $1,891.92.
What is the Arizona income tax rate for 2026?
A flat 2.5% of Arizona taxable income, the rate since 2023. Withholding uses the percentage you choose on Form A-4 instead.
What Arizona withholding percentage should I choose?
It depends on your income and deductions. If you owed Arizona tax last year, choose a higher rate; if you got a large refund, choose a lower one. You can also add a fixed extra amount per paycheck.
What if I never filled out Form A-4?
Your employer has to withhold 2.0% of your gross taxable wages.
Why is my paycheck different from this calculator?
Payroll systems round differently, and paychecks can include things this calculator leaves out: overtime, bonuses withheld at the flat supplemental rate, after-tax deductions, extra withholding on your W-4, or W-4 Step 4 adjustments.
Owe at tax time, or getting too much back?
We prepare federal returns for clients in every state and can tell you how to set your W-4 so next year comes out closer. We work remotely through a secure portal, by phone or video.
Tax preparation serviceWhere these rules come from
- Arizona Form A-4 (2026) (PDF)
- Arizona Form A-4 employer instructions (2026) (PDF)
- Arizona Department of Revenue: Withholding calculations
- A.R.S. 43-401: Withholding
- IRS Publication 15-T (2026): Federal Income Tax Withholding Methods
- IRS Topic 751: Social Security and Medicare withholding rates
Related
- Paycheck calculators for other states
- Arizona income tax
- What is FICA tax? Rates for 2026 and 2027
- Federal tax brackets for 2026 and 2027
- Self-employment tax calculator
- Illinois paycheck calculator
USTAXX prepares tax returns and offers tax planning. We are not a CPA firm and do not represent clients before the IRS. This page is general information, not tax advice for your situation.