Minnesota payroll · Updated November 6, 2026

Minnesota paycheck calculator for 2026

See what comes out of a Minnesota paycheck: federal income tax, Social Security, Medicare, Minnesota income tax at 5.35% to 9.85%, and the Minnesota Paid Leave premium that started January 1, 2026. Enter a salary, an hourly rate or one paycheck.

Calculate my take-home pay

Calculate your Minnesota take-home pay

How you are paid

Annual salary$

Pay frequencyFiling status (W-4)

W-4 Step 2 box checkedTwo jobs, or both spouses work

W-4 Step 3 creditsDollar amount for the year$401(k) or 403(b)Pre-tax, per paycheck$Health, dental, FSAPre-tax, per paycheck$

W-4MN allowances0 if you never filed a W-4MN

Take-home pay per paycheck

$1,815.73

$47,209 a year

	Paycheck	Year
Gross pay	$2,307.69	$60,000
Federal income tax	-$193.08	-$5,020
Social Security (6.2%)	-$143.08	-$3,720
Medicare (1.45%)	-$33.46	-$870
Minnesota income tax	-$112.19	-$2,917
Minnesota Paid Leave (0.44%)	-$10.15	-$264
Take-home pay	$1,815.73	$47,209

2026 estimate for one paycheck, using the IRS percentage method and Minnesota’s withholding formula. Your employer's payroll may differ by a few cents to a few dollars. Not tax advice.

What comes out of a Minnesota paycheck

2026. Federal from IRS Publication 15-T; Social Security and Medicare from IRS Topic 751. Minnesota: Income Tax Withholding 2026 instruction booklet and Minnesota Paid Leave.
Deduction	Rate	Applies to
Federal income tax	10% to 37%	Wages after the W-4 standard amount, by filing status
Social Security	6.2%	Wages up to $184,500 for 2026
Medicare	1.45%, plus 0.9% over $200,000	All wages, no cap
Minnesota Paid Leave (0.44%)	0.44%	Wages up to $184,500
Minnesota income tax	5.35% to 9.85%	Wages minus $5,300 per W-4MN allowance, through the single or married chart

Example: $60,000 a year, paid every two weeks

Single filer, Form W-4 with no adjustments, one W-4MN allowance, no pre-tax deductions, 2026.
Line	Per paycheck	Year
Gross pay ($60,000 ÷ 26)	$2,307.69	$60,000
Federal income tax	−$193.08	−$5,020
Social Security (6.2%)	−$143.08	−$3,720
Medicare (1.45%)	−$33.46	−$870
Minnesota Paid Leave (0.44%)	−$10.15	−$264
Minnesota income tax	−$112.19	−$2,917
Take-home pay	$1,815.73	$47,209

How Minnesota withholding works

Minnesota’s 2026 withholding formula annualizes your pay, subtracts $5,300 for each allowance on Form W-4MN, and applies four rates, 5.35%, 6.8%, 7.85% and 9.85%, starting above $4,700 for single filers and $14,700 for married filers. Minnesota has not adopted the 2025 federal withholding changes, so it uses its own W-4MN; without one, your employer withholds as single with zero allowances. Bonuses can be withheld at a flat 6.25%.

Minnesota Paid Leave

Minnesota Paid Leave started on January 1, 2026. The premium is 0.88% of wages, and your employer may deduct up to 0.44% from your pay; employers must pay at least half. State law caps the wages it applies to at the Social Security maximum, which this calculator takes as $184,500 for 2026.

Minimum wage in Minnesota

Minnesota’s minimum wage is $11.41 an hour for 2026 and $11.87 for 2027. Minneapolis and St. Paul set their own higher rates.

Your federal withholding and Form W-4

Federal withholding is separate from the state’s and depends on your Form W-4: your filing status, the Step 2 box if you have two jobs or both spouses work, and the Step 3 amount for children and other dependents. Pre-tax 401(k), 403(b) and cafeteria-plan health premiums come out before income tax is figured. If you are paid on a 1099 instead of a W-2, nothing is withheld; use the self-employment tax calculator and plan for estimated payments.

Questions

How much is taken out of a $60,000 paycheck in Minnesota?

For a single person paid every two weeks with no W-4 adjustments, one W-4MN allowance, about $193.08 federal income tax, $143.08 Social Security, $33.46 Medicare and $112.19 Minnesota income tax, $10.15 Minnesota Paid Leave (0.44%) come out of each $2,307.69 paycheck, leaving about $1,815.73.

What is the Minnesota income tax rate for 2026?

Four rates from 5.35% to 9.85%. Withholding subtracts $5,300 per W-4MN allowance before applying them.

How much is Minnesota Paid Leave on my paycheck?

Up to 0.44% of wages. The total premium is 0.88%, and employers must pay at least half of it.

Why is my paycheck different from this calculator?

Payroll systems round differently, and paychecks can include things this calculator leaves out: overtime, bonuses withheld at the flat supplemental rate, after-tax deductions, extra withholding on your W-4, or W-4 Step 4 adjustments.

Owe at tax time, or getting too much back?

We prepare federal returns for clients in every state and can tell you how to set your W-4 so next year comes out closer. We work remotely through a secure portal, by phone or video.

Tax preparation service

Where these rules come from

USTAXX prepares tax returns and offers tax planning. We are not a CPA firm and do not represent clients before the IRS. This page is general information, not tax advice for your situation.