Tennessee payroll · Updated November 6, 2026
Tennessee paycheck calculator for 2026
Tennessee has no income tax on earned income and no state withholding, so only federal income tax, Social Security and Medicare come out of a Tennessee paycheck. Enter a salary, an hourly rate or one paycheck to see your take-home pay.
Calculate my take-home payCalculate your Tennessee take-home pay
Take-home pay per paycheck
$1,938.07
$50,390 a year
| Paycheck | Year | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | -$193.08 | -$5,020 |
| Social Security (6.2%) | -$143.08 | -$3,720 |
| Medicare (1.45%) | -$33.46 | -$870 |
| Tennessee income tax | $0.00 | $0 |
| Take-home pay | $1,938.07 | $50,390 |
2026 estimate for one paycheck, using the IRS percentage method. Tennessee has no state income tax on wages. Your employer's payroll may differ by a few cents to a few dollars. Not tax advice.
What comes out of a Tennessee paycheck
| Deduction | Rate | Applies to |
|---|---|---|
| Federal income tax | 10% to 37% | Wages after the W-4 standard amount, by filing status |
| Social Security | 6.2% | Wages up to $184,500 for 2026 |
| Medicare | 1.45%, plus 0.9% over $200,000 | All wages, no cap |
| Tennessee income tax | None | No state income tax on wages |
Example: $60,000 a year, paid every two weeks
| Line | Per paycheck | Year |
|---|---|---|
| Gross pay ($60,000 ÷ 26) | $2,307.69 | $60,000 |
| Federal income tax | −$193.08 | −$5,020 |
| Social Security (6.2%) | −$143.08 | −$3,720 |
| Medicare (1.45%) | −$33.46 | −$870 |
| Tennessee income tax | $0.00 | $0 |
| Take-home pay | $1,938.07 | $50,390 |
Why there is no Tennessee income tax on your paycheck
The Tennessee Constitution forbids any state or local tax on payroll or earned personal income, which rules out a city wage tax as well. Tennessee’s only income tax, the Hall tax on interest and dividends, was repealed for tax periods beginning on or after January 1, 2021.
Unemployment insurance is paid by employers; the state’s notice to employees says nothing is deducted from your pay for it.
If you own a business in Tennessee
Tennessee does tax businesses, through the franchise and excise tax: 0.25% of net worth (at least $100) and 6.5% of net earnings. Unlike most states, it applies to LLCs, including a single-member LLC whose owner is a person rather than a corporation, even though the IRS ignores that LLC for income tax.
Your federal withholding and Form W-4
With no state income tax, federal withholding is the only income tax on your paycheck. It depends on your Form W-4: your filing status, the Step 2 box if you have two jobs or both spouses work, and the Step 3 amount for children and other dependents. Pre-tax 401(k), 403(b) and cafeteria-plan health premiums come out before income tax is figured. If you are paid on a 1099 instead of a W-2, nothing is withheld; use the self-employment tax calculator and plan for estimated payments.
Questions
How much is taken out of a $60,000 paycheck in Tennessee?
For a single person paid every two weeks with no W-4 adjustments, about $193.08 federal income tax, $143.08 Social Security and $33.46 Medicare come out of each $2,307.69 paycheck, leaving about $1,938.07. There is no Tennessee income tax to withhold.
Does Tennessee have a state income tax?
Not on earned income. The Hall tax on interest and dividends ended in 2021, and the Tennessee Constitution bars a state or local tax on payroll or earned income.
What is the minimum wage in Tennessee?
Tennessee has no state minimum wage law, so the federal $7.25 an hour applies.
Do single-member LLCs pay Tennessee franchise and excise tax?
Yes, unless the single member is a corporation. The LLC files even though it is disregarded for federal income tax.
Why is my paycheck different from this calculator?
Payroll systems round differently, and paychecks can include things this calculator leaves out: overtime, bonuses withheld at the flat supplemental rate, after-tax deductions, extra withholding on your W-4, or W-4 Step 4 adjustments.
Owe at tax time, or getting too much back?
We prepare federal returns for clients in every state and can tell you how to set your W-4 so next year comes out closer. We work remotely through a secure portal, by phone or video.
Tax preparation serviceWhere these rules come from
- Tennessee Department of Revenue: Hall income tax
- Tennessee Department of Revenue: Franchise and excise tax
- Tennessee Department of Labor: Unemployment insurance notice to employees (PDF)
- IRS Publication 15-T (2026): Federal Income Tax Withholding Methods
- IRS Topic 751: Social Security and Medicare withholding rates
Related
- Paycheck calculators for other states
- Tennessee income tax
- States with no income tax
- What is FICA tax? Rates for 2026 and 2027
- Federal tax brackets for 2026 and 2027
- Self-employment tax calculator
USTAXX prepares tax returns and offers tax planning. We are not a CPA firm and do not represent clients before the IRS. This page is general information, not tax advice for your situation.